Digital Strategy Loan
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Contribution of capital to thecompany1 to support the adoption of practices or technologies that facilitate the digitization of its activities.

The funding will be used to implement management systems (CRM, ERP), process automation, robotics, home automation and IT security optimization.

Financing offer :

  • The amount of the Digital Strategy Fund loan can vary between $10,000 and $25,000. And it must be paired with a Conventional Fund loan of an equivalent amount (50%-50%);
  • Loan2 to the company;
  • Interest-free for 24 months;
  • Capital leave for 3 months, extendable to a maximum of 24 months;
  • Borrower's personal guarantee;
  • Maximum amortization period of 84 months.

Basic criteria essential for processing a request :

  • The company must operate in the designated territory of the Lac-Saint-Jean-Est MRC;
  • The company must maintain or create jobs;
  • The company must operate in priority and non-competitive sectors3 (see priority sectors).
  • The company must have been in operation for at least 2 years;
  • The application must be supported by a project plan;
  • The project must be viable and profitable;

Priority sectors :

Primary sector :

  • Agriculture :

In an effort to broaden the community's agricultural base, agricultural intervention priorities are focused on :

- traditional agriculture4 with distinct added value and/or marketing;

- non-traditional agriculture.

  • Mining and natural resources :

This sector is prioritized indiscriminately, including granite, marble, peat, forestry and hydroelectricity.

Secondary sector :

  • Processing and manufacturing plant.

Tertiary sector :

  • Non-competitive or essential to a specific community.

Quaternary sector :

  • Biotechnology;
  • Software and systems design.

1: For non-profit organizations and cooperatives, their mission must be commercial, industrial or tourism-related.

2 : Cumulative maximum of $150,000 for all SADC funds in force, including a maximum of $50,000 in advantageous loans.

3: In order to enable companies to implement their digital strategy, the non-competition clause in contracts may not apply.

4 : Traditional agriculture is defined as follows: dairy farm, beef cattle farm, market garden, pig farm, poultry farm (eggs) and sheep farm.